Friday, September 28, 2012

Misfortune on roads at the holidays can result in increasing your car insurance costs

Not many people are aware that all those hazards which are typical during the hectic holiday season can actually put an end to your previously cheap car insurance. There are a lot of reasons why driving at the holidays can prove more dangerous, but there are steps you can take to help keep your auto insurance quotes low.

Be Careful at Shopping Destinations

During the holiday season, parking lots in shopping centers and at major department stores become much busier. There are not only a lot more cars, but there are a lot more pedestrians as well. Plus, many kids have school breaks around the holidays, which means keeping an even sharper eye out for fast-moving foot traffic. At this time of year, it’s a good idea to take extra precautions when you’re out getting shopping done.

Drive Safely

There never seems to be enough time for anyone during the holidays, and this translates into unsafe driving habits. Feeling rushed and stressed trying to get everything taken care of means other drivers aren’t practicing the type of caution they normally would on the roads. People also might have their car really loaded up with boxes and packages which limit their visibility. Take a few deep breaths before starting your engine so you can remain a calm and safe driver, and keep an extra eye out for less cautious or distracted drivers.

Watch for Walkers

The foot traffic really increases during the holidays. Whether people are out shopping more, looking at the seasonal decorations, or giving their families a quick tour of the town, there are definitely a lot more folk who are out and about. Much like drivers, pedestrians at this time of year are often distracted or rushed, and not paying as much attention as they normally would to their surrounding conditions. As a driver on the road, practice being more observant during this time frame. Double-check your blind spots and try to keep from being too distracted on the roads yourself.

By following these three tips during the holidays, you’ll be able to enjoy a safe and happy time with your family. Plus, avoiding any mishaps or accidents is a surefire way to help keep you auto insurance rates at a reasonable level.

Misfortune on roads at the holidays can result in increasing your car insurance costs